HYIP Investments

Agro Enterprises Investment

2007-01-20T23:19:00.000-08:00

Agro Enterprises began its operations on a small scale by exporting and trading in Marine Products, having headquarters in a country in South East Asia. Today, Agro Enterprises is a leading company engaged in the exporting, trading of Agro Commodities. The company is also involved in the producing of Fishmeal and Fish oil. The company was established in the year 1990, under the able guidance of a young entrepreneur. The prime concern of the company is to provide superior quality products to our clients to attain the maximum customer satisfaction from our esteemed customers. We ensure high quality, timely delivery and the excellent customer service to our clients.

With Exports being the main thrust of our business interests, we export fish fertilizers to Europe and Middle East. Our other business interests include the importing of timber and plywood which operates under the name of Agro Group.

We established Agro Bank to fund our businesses in agro industry and with the profit of above 100 % per month, we can share profits perfectly well. All your money will be invested in these businesses and we are certain this business will run well in long term period. All your money will be transferred directly through e-gold every week day, Monday to Friday. Thank you for the investment that you have made.

Spend your Deposit to E-gold :3970085 (Agro Bank)
Minimum deposit is $2 Maximum deposit is $100 per day-$3000 per month
Please include your valid Email address for our reference !

Visit Now

Admin 12 Daily Pro, Chais Johnson Back in Business

2006-04-21T02:44:00.000-07:00

Watch Video

Charis Johnson is at it again. The woman behind 12 Daily Pro who left hundreds of thousands of investors out millions of dollars, has put out her single on a new internet site: www.startupst.com. Startup Street promises to teach people how to be web entrepreneurs making millions for themselves. For a consumer to join, is costs nothing just a lot of personal information and a stream of websites and advertisements along with surveys about those site. This will allow Johnson to create profile that could be much more lucrative than mere membership fees.

ABC 4 asked a West Valley mom and former 12 Daily Pro investor to look at the site, sign-up and then tell us what she thinks. The first thing Debbie Nelson noticed was the layout. The colors are different, but taken as a whole the Startup Street site looks a lot like the 12 Daily Pro site. About the more detailed questionnaire required at sign-up she said, "This is a little bit scarier this time."

Besides the Consumer Lane, there is also a "Business Boulevard" that does require a modest monthly fee.

The program as described is vague. Consumers apparently earn points for viewing the ads and answering questions. Those points can eventually be redeemed for unspecified "awards".

But heres the real bombshell: While promoting her new program, Charis Johnson blasts her old program.

Once the queen of the auto-surf industry, here's what she's saying now:

"If you are currently participating in online surfing programs or riskly high-yield investment programs, the reality is 99% of these programs will fail because they are illegal, run by the unscrupulous or not meant for long term viability. Either way, if you entrust these types of programs with your financial future, you will be sorely disappointed. We want to help you eliminate the need for such risky ventures and give you a sense of pride for accomplishing success on your own terms. You need to take the power to control your destiny out of the hands of those programs and into your own."

"Thats really sad," said Nelson. "Most people are not going to come to this website knowing that this is the same person who started up 12 Daily Pro. She said, "If I wasnt helping [ABC 4], I wouldn't touch this with a 10 foot pole!"

Charis Johnson remains under investigation by the FBI. And her former program 12 Daily Pro and its parent company, LifeClicks LLC, remain under the control of a receiver appointed by a Federal Judge.

The Securities and Exchange Commission is also looking at civil penalties against Johnson and could require that she give back the money that she took from 12 Daily Pro investors.

To check on the federally-apointed receiver's investigation of 12 Daily Pro, log onto: www.tlennonfor12dailypro.com.

Story by: Brent Hunsaker
brent@abc4.tv

April Fool on Hyip world

2006-04-14T06:38:00.000-07:00

BREAKING NEWS: PAYPAL ACQUIRES E-GOLD

In a surprise announcement, PayPal, which is a part of eBay Inc.,
today disclosed that it has acquired Nevis company e-gold Ltd.

e-gold is an online payment system which describes itself as an
"e-currency" or "digital gold currency" (DGC). It is backed by
actual gold reserves and allows its users to store and transfer
funds online.

PayPal spokesperson Midas R. Follis said that PayPal is considering
renaming the e-gold service to either e-pal, SuperPal or ClickPal,
and to eventually merge it entirely with PayPal.

"The meaning of the word 'gold' has changed dramatically over the
centuries. Nowadays it stands for glamour, wealth and prestige, and
has little to do with the precious metal known under the same name."

Citing the decades-high gold price and pressure by the gold cartel,
PayPal plans to sell off e-gold's gold reserves as early as next
Wednesday. e-gold's reserves are located in Dubai and Europe and
exceed those of Canada and many other countries.

Analysts expect that the sale of e-gold's reserves will have a
dampening effect on the soaring gold price. "We could see the price
drop to $500/oz in a matter of days", stated an top analyst who
spoke under the condition of anonymity.

Paypal indicated that its acquisition would bring many new
innovations to e-gold users, such as instant chargebacks, random
duplicate transactions, and live backdoors to authorized government
agencies around the world.

"In their own best interest and to improve security for everyone,
our users will be invited to upload their thumbprints and to mail
in their DNA in the form of tears, sweat, blood, or other bodily
fluids."

Follis continued that after several years of stagnation, PayPal
is newly optimistic about the future now that it has taken over
one of its main competitors.

"e-gold had grown into a serious threat to our business model. This
acquisition allows us to focus on our core business, which consists
of providing our users with the much-needed suspense, drama and
entertainment of never knowing for sure if a payment they just
received is good or will be called back in the future."

e-gold Ltd. chairman Dr. Douglas Jackson was on Spring Break and did
not immediately return phone calls seeking comment.

---April1NewsWire

Newest fake email from e-gold!

2006-03-16T13:54:00.000-08:00

** e-gold Account Security Recomendation Notice **

This automatic email notice is to inform that to
to reduce risk while working with your e-gold
account online install e-gold Secured 1.0 on your
PC before you login to e-gold account. Download and
run the following software.

e-gold Secured 1.0
Reduces risk of losing cash to minimum
---

Link to executable
it says : https://www.e-gold.com/secure/setup.exe
but it go to :
...hxxx://www.e-gold-secured.com/unsecure/setup.exe

Link to view Security Recommendations
also it says: https://www.e-gold.com/unsecure/alert.html
but it go to :
...hxxx://www.e-gold-secured.com/alert.html

*

Brief description:
- determines phishing websites (Internet Explorer 4.0+,
Opera 8.32, Firefox 2.01)

- determines and then blocks phishing emails (Outlook,
Outlook Express, TheBat, Thunderbird) by verious
criteria such as spoofed address, spoofed link, geo IP,
etc.

- monitors and prevents all kinds of system hooks and
Internet Explorer hooks while working with e-gold
account

- automatically updates threats, phishing methods,
e-gold viruses/trojans databases

Please do not reply to this automatically generated
email message

Info about EMO from CashBackSurf

2006-03-13T16:22:00.000-08:00

This is going to all members of cashbacksurf.com

Due to issues with EMO we have had to pull it from our approved payment processors.

EMO supposedly has been under heavy DDOS atack for the last few days, this situation has yet to be resolved.

Also I received this link today:

http://www.oag.state.tx.us/oagnews/r...SID=af2donduv4

We are currently working on other alterinatives but for now we will only be accepting Paypal and E-gold.

Please check your payment processor next time you log in. If you do not have E-gold or Paypal then you will need to select "compound" until we cna find a suitable alternative.

We have aleady elemianted Auto-Surf-Money and Alertpay.

We are going to accept Bankwires and pay by bank wire as well as BankPay(if you live in the US).

More details to come soon.

If anyone knows a viable alternative please let us know and we will consider it.

Bill and Cynthia

The dirt on the SEC (as per themselves) is here

2006-03-13T15:11:00.000-08:00

The mission of the U.S. Securities and Exchange Commission is to protect investors, maintain fair, orderly, and efficient markets, and facilitate capital formation.

If you go there you will see pictures of the two guys that helped bring them to fruition. No it's not McConnell and Girsky
It's FDR and Joe Kennedy. Joe (who made a killing during prohibition with Canadian booze) being the father of two assassinated sons. FDR being Mr. New Deal, who under the guise of saving the country gave the bankers free reign over the american economy. If you go to Monticello, Virginia, you will here a strange whirring sound by Thomas Jefferson's grave, I'm sure.

I study law and government. I consider myself a human rights activist. The government considers me enemy of the state. Just a difference of opinion.

link : http://www.sec.gov/about/whatwedo.shtml

nothing is said about every so-called legitamate business

2006-03-05T10:11:00.000-08:00

interesting that we are happy to let governments regulate gambling where it it an accepted fact that most participants lose their money whilst very few get rich overnight..that many develop devastating addictions to gambling.. they regulate businesses..they regulate investments,insurance, credit and loans..and its a given that businesses go bust every day owing thousands, that investments can go down as well as up, that investors regularly lose their shirts..that the cost of insurance, credit and finance is extortionate..that many experience crippling debt, that gettin insurance companies to payout is usually a nightmare -they prefering to take your money rather than pay it out to anyone but the chairman and and ceo...

yet, on the grounds that some people could lose their money if the number of new recruits or new shares being purchased dry up.. people are trying to shut down cyclers, doublers, autosurfs and the like.

hmmm... nothing is said about every so-called legitamate business... where, if sales dry up..the business goes bust, and the employees are out on their ears...and in many cases, customers will lose deposits etc..for all the taxes claimed by governments, for all the regulation... lots of people lose their jobs, homes and money everyday because of legit businesses going to the wall..the government doesnt compensate them in any way..no legitamate, regulated business offers compensation..its left to the courts to decide- a long and lengthy and costly business...and not a sure way to get anything back at all...the most you can hope for in many countries is being treated like a shmuck, being made to feel like a second class citizen, just in order that you can receive a tiny, tiny fraction of all the taxes you've paid into the system over the years in the form of wholly inadequate benefits.

regulation proves nothing except that the business(or rather -its clients/customers) can afford it. it does not solve anything..other than provide jobs for the suits. it does not stop the fraud or money laundering. it does not stop the general public being fleeced.

so -why on earth are net-based income generation schemes which are paying all their members being singled out for such bad press and closure by the powers that be?

How much capital does it take & how long did it take

2006-02-26T04:39:00.000-08:00

Conventional wisdom (if there is such a thing) in HYIP tends to suggest that the more you can start with, the less time it will take to become self sustaining. I've heard many people indicate $10K is needed. However, I tend to believe that if you have those funds to start, without a certain degree of knowledge and sense, a person ends up losing quite a bit and are careless or perhaps lack the discipline to research investments properly, resulting in unnecessary losses.

You can start with any amount... it is a combination of determination, discipline, knowledge and well being that will steer success or failure. As to how long it could take to 'make a living'; I venture to say that depends on what it takes to "live". More is better, but it's what is essential that matters. Reinvesting profits 100% is ideally the fast track, but some money is needed for life while 'earning a living'.

February-Month of Doom

2006-02-25T14:48:00.000-08:00

It all started with Stormpay fiaso left hundred of thousands of people burnt.

After the Stormpay fiasco, many people tried to recover a little from chargebacks and/or start investing in other hyips/autosurf and guess what? Most of them is gone faster than you can blink. Happens to me. To my brothers. To my friends. I believe there are hundred of thousands more out there and some of them still live in denial. We will never know the exact amount but my guess is more than $100 million is scammed. Not everyone is successful in chargeback either. Those without credit card deposits are worst affected.

Very few survived February the month of Doom. What is the future of autosurf/hyips industry?

some tips on how to avoid HYIP's that are scams for sure

2006-02-24T01:40:00.000-08:00

New scams are popping up on the internet every day. We need do something about it don't you think.

You may have heard the old saying "Together we Stand and Divided we Fall".

I would like to put a "task force" together made up of individuals from around the world working together to check contact information on programs before we invest. After we make a spend it's to late!!

It doesn't necessarily have to be anything elaborate just a few people located in different countries willing drive a few miles to do a little DD on solid looking programs.

I'm not talking about the ponzi's that appear daily just opportunities that look like they could have some pontential.

It's not foolproof but it's a step in the right direction I think. I have seen so many programs come and go in the last 5+ years and very few of them provide real traceable contact information.

Several programs list vacant lots as their address, others post mail drops or use an answering service to screen investors.

If we could get a few people to band together and actually go look the program over before we invest it might not keep the admins from running with the funds at some point but it would at least prove they are located where they claim to be.

There is less chance of them closing the program and disappearing if they are established in the area and have family/friends living close by. No one wants to leave their family and slip off in the night.

There are a few programs operating right now that provide good DD and are not afraid to lay their cards on the table. That is what we need to find.

I would rather invest in 5 or 10 solid lower paying opps that will be here for a the long term than throw money into 50 that may be gone next week.

I'm getting off the soap box now.

INFO. FOR MEMBERS Capital-Managing

2006-02-22T09:07:00.000-08:00

INFO. FOR MEMBERS :

January Trading results aviable !

Very good results for the first month of activities :

CM assets : + 4161 pips ; + 52.6 ticks
Redirested assets : + 1027 pips; + 185.18 ticks

Go to
http://www.capital-managing.org/trad...006results.php
to read results details.

I'm really happy to present these results because there are the fruit of a whole month trading without taking a breath.
I really hope these results will prove (and improve) our credibility.

Capital-Managing is trading your money and it's the only way to be stable. Think to it !

Warmest regards,

Miguel FERLA
Capital-Managing CEO

Neotrace on Ascfin, Tingerinvest, and Vascoinvestment…

2006-02-22T00:58:00.000-08:00

Wanted to let everyone know an interesting fact. I ran Neotrace on Ascfin, Tingerinvest, and Vascoinvestment…
All three I traced to a large multimillion dollar house in a Chicago Suburb…
I used the GPS coordinates from Neotrace and plugged them into googleearth and got a nice view of the house… Aslo quite disturbing I then ran Neotrace on both Stormpay and 12dailypro…
Both I traced to a server located in a SHACK in what appeared to be a wetland, wooded, and undeveloped area near Hollywood Florida…
For anyone interested in duplicating these results Neotrace can be downloaded free off the net.

from Brad in Nobshyip

Reachieving Spam email from TOP Class HYIP Monitoring

2006-02-21T23:05:00.000-08:00

I have been receiving letters apparently from the monitoring site GoldPoll, recommending some fishy hyips. They are fake. This is what GoldPoll says about those emails:

"Somebody is SPAMing people using a fake e-mail address in the FROM Field. Don't trust in these e-mails please! Moreover, we don`t have LJfund.com on our monitoring and don`t recommend you to even go there. We apologize for the inconvenience. We have reported to some anti-spam organizations about this issue and hope that they will block these spamers soon."

Latest News from Alien Trust...

2006-02-19T17:49:00.000-08:00

IT'S ALIVE - IT'S ALIVE!!!
19. February 2006 @ 18:07
In the immortal words of Dr. Frankenstein IT'S ALIVE!!

We're back up and running and everything is looking great so far.

Here's the new model once again for those that missed it:

10% per day for 13 days for a total of 30% over the Ad Buy period.

4% cashout fee

Ad Buys start at 8.00 to 8000.00

You must enter an Ad URL for each Ad Buy you purchase, credits are added automatically to the Buy once your purchase is completed.

No referral commissions at this time, we may add them in later.

You may purchase an Ad Buy from your earnings once ALL current Ad Buys expire.

Purchases and payouts ONLY through E-Gold at this time, we are negotiating with Mazumah this week to create our own payment and commission management system to further insulate ourselves against any payment issues in the future.

If you have any issues or problems please post a ticket and we'll get them looked at ASAP.

PS: Don't forget to allocate all old credits to an Ad Buy once you purchase a new one. Please delete your cookies and cache and then return to the site that way you get locked in on a new server and arrow-point cookie.

Thanks Gang and Welcome Back!
Vince

To Invest In HYIP Or Not

2006-02-19T16:33:00.000-08:00

Many people question why you would get involved in a high yield
investment program, but really, the answer is simple. Extraordinary profit.
While it's true that most high yield investment programs are high risk,
they also provide the opportunity to make a large amount of money in a
relatively short period of time. High yield investment programs are not
for the weary or the timid as it's very high risk investing, but those
who do take part are usually not sorry for the experience.

High yield investment programs, or HYIP is something that many
investors simply steer clear of because they have heard horror stories or had a
bad investment experience and don't want to risk losing their hard
earned cash. But, being involved in an HYIP doesn't have to be a bad thing,
and for most people, the results are well worth the risk that is
involved in this type of investing.

HYIP is attractive for a lot of risk taking investors because they can
invest with very small quantities. In addition, most HYIP programs are
easy to get started in and follow even if you are relatively new to the
investing world. Most HYIPs use a pyramid scheme, so that new investors
actually provide cash to pay existing investors. As long as new
investors keep coming on board, investors will continue to be paid. With a
good high yield investment program this can work out, with poorly planned
programs, you'll find that even the first payments are made
fraudulently and things unravel fairly quickly.

Investors needn't worry about the fact that some high yield investment
programs fall apart, because it's like any business, some succeed, and
some fail. It's up to the investor to do his or her research about any
one program and decide if it meets all the safe investing criteria. The
thing about an HYIP program is that it can be here today and gone
tomorrow if people stop investing, which is where a lot of the risk comes
from when you invest in this type of program. But, if you get in on the
ground level and pull out when things don't seem to be going quite as
well, you can still make an extraordinary amount of money in a rather
small amount of time.

High yield investment programs really took off with the introduction of
electronic currencies such as e-gold. The reason for this is that
investors can buy their electronic funds immediately and start investing
right away. Often, these e-currencies can be purchased at a great rate as
well, making them doubly attractive to investors. Once an investor
begins to earn, he or she can cash out any time and will be paid in
e-currency, which is then traded in for a cash value. Electronic currencies
really brought the HYIP world to the investment forefront because it made
the programs even easier to follow and interact with.

Like all types of investing, HYIP is not for everyone. Many investors
believe that opportunities to get involved with an HYIP are just like
deciding to throw your money away. Because of e-currencies, many people
receive emails for various HYIP programs and consider them nothing more
than spam from scammers who want to steal their money. In certain cases
this may be true, in other cases an HYIP is a legitimate way to make a
good return on even the smallest investment. It's all about choosing
the right HYIP and knowing when to pull out if things start to get a bit
shaky.

If you are good at recruiting people to invest in the programs that you
are interested in, than an HYIP may be perfect for you. So long as you
can keep getting "referrals" or new investors, your HYIP will likely
continue to pay well for a substantial period of time. It'll pay even
better if the people that you recruit will also recruit, as it's a pyramid
scheme that will allow you to make more money if more people get
involved.

With an interest rate of around one percent per day, it's obvious that
there is serious risk where an HYIP is concerned, but if you do the
research, that percentage can add up quite quickly, making you a sizeable
amount of money. If you aren't afraid of high risk investing, an HYIP
may be the way to go. Just be sure to do your research ahead of time to
take away a little bit of the risk associated with this type of
investing.

About The Author

Michael Goldman is a widely known expert in HYIP Investments. He is
investing in HYIPs successfull himself and helping others to make their
money work for them. You can improve your investing techniques by
visiting http://hyipbest.com. More information can be found on
http://besthyip.info.

At last Stormpay Speaks, they talk via SP Forum

2006-02-05T04:12:00.000-08:00

This was posted at 1:52 pm by SP ADmin.
http://www.stormpay.com/stormpay/forum/viewtopic.php?t=7881

Dear StormPay Member,

Please read this news update as it contains important information concerning your StormPay account as well as spends from your account to the "Auto-Surf" industry.

Traditionally "auto-surf" is a "traffic exchange" industry as to where persons gain traffic credits for promoting their URL (website address) in exchange for viewing websites offered by others. Any monies taken in on these types of "traffic exchanges" are normally for upgrades to have your URL (website) shown at a higher rate of exposure. For an example of how a true auto-surf works, you can visit www.autohits.dk or other sites comparable.

"Paid to click", or "Paid to Read" types of sites are normally where an advertiser pays to have his/her ad displayed and the end user gets paid a portion of the advertiser dollars for clicking on and reading/viewing the ad. The end user who is being paid for reading/viewing the advertisement does not spend any monies to participate. An example of this type of service is StormPay's own "StormClix" where participants are not charged to view advertisements and are rewarded an account credit for viewing the advertisement.

It has recently been brought to the attention of StormPay Inc. that the current rash of new Auto-Surf and Paid to Read accounts are NOT operating in the traditional manner. Further investigation by both StormPay and other outside investigational organizations/law enforcement agencies have have drawn early conclusions that these types of programs are nothing more than well hidden "Ponzi" or "Pyramid" schemes. While many of you may not agree, or wish to agree that these programs or illegally operated ponzi's, there are many facts that that are unavailable to you, or that may have been hidden by the operators of these programs. Please note that StormPay's user agreement has always banned merchant accounts for these types of activities.

Throughout the investigations into these programs, StormPay has asked the "Merchant(s)" to provide a detailed explanation of the workings of these programs including how profit margins and customer payments are made. These questions were asked point blank by StormPay while on a conference call with the owner/operator and their attorney. The requests for information from the "merchant" were simply denied leaving StormPay no choice other than to report those findings to the other organizations who required the information from StormPay. These findings and reports caused the seizure of funds of the merchant(s) StormPay accounts until all legal matters are resolved. Please be reminded that this could have been avoided if the merchant(s) could have, or would have provided information proving no illegal pyramid or ponzi activity.

Furthermore, investigations and calculations show that these merchants were already at an "upside down" point where they are/were not able to meet the financial obligations made to their program participants. These merchants who were already failing to make good on their claims seem to now be using StormPay as their "Scape Goat" for the failure of their own pyramid or ponzi scheme. These programs are always doomed to failure and for that very reason, deemed illegal. Please site the following from StormPay's user agreement:

"17. Get Rich Quick" Schemes: Get Rich Quick Schemes are prohibited resell items by StormPay. Get Rich Quick schemes include any type of self-employment, start-up businesses, or investment opportunity where the claims of profit or returns on investment are unrealistic or unsupported. By law, if a business opportunity costs $500.00 USD or more, the promoter is required to support any claims regarding earnings or profits with written documentation.

Pyramids don't pay. StormPay Inc. and the Federal Trade Commission caution consumers about clubs or programs that promise quick money for recruiting new members. Don't bank on the pyramid promise that someone else will pay you. For more information on get-rich-quick schemes, visit the FTC at www.ftc.gov."

We know that the most prominent question in your mind is "What happens to the money I sent these programs?" Answer: At the moment any funds frozens in these merchant's accounts are frozen and not payable until all investigations are completed. At such time investigations are completed, any remaining funds will be released to the merchant's, or refunded to the purchasers, based on the outcome of the investigations. Please be aware if determination is made that these are ponzi schemes, a great deal of the funds received by these merchant's will have been used to pay obligations to those who joined earlier into the programs. In other words, they will have used your money to pay other members thus creating a deficit of funds needed to refund all users. Please be patient while investigators decide the best procedures for handling this serious situation. Contacting your credit issuers or banks requesting chargebacks only compounds the problems for all involved, including the merchants and their customers, and delays returns of any funds. These actions could also be punishable by law.

StormPay will keep you updated of developments as information is available and allowed to be released.

StormPay Inc.

Stormpay site down.. very funny :D

2006-02-04T21:50:00.000-08:00

Their site is down and probably being investagated. The more I dig into StormPay, the more I am uncovering scam and dirty dealings. StormPay is banned from offering Their services in Tennessee. An on going internal investigation by Tennessee & Kansas authorities might have uncovered some illicit activities at StormPay/Netiba/Tymglobal.

We haven’t heard anything from Stormpay,John R. McConnell or Steve Girsky since this whole mess started. However, Steve Girsky has been at the local race track,”saying that he can’t get enough of watching the races” It is old news that StormPay has sponsered The Latemodel dirt racing series and not just in Tennessee.

The BBB of Tennesse has had numerous complaints concerning Stormpay not refunding monies, along with several interstate trade violations. I for one hope that Justice will be served to anyone that thinks they can get away with illegal acts that have effected so many. Even though my loss of $9,000.00 hurts. I can’t help but wonder about all the other people that might have invested their life savings , because they believed in the programs just as we all did.

Who would have thought that an Internet Shopping Service would bring down so many GPT programs.

12 Daily Pro Shuts Down; Investors Wait For Money - Watch Video

2006-02-03T20:24:00.000-08:00

An alleged get-rich-quick program included in an ABC4 news investigation has apparently shut down.

12 Daily Pro sent an email to its memberships early this morning, saying their organization is being "misrepresented".

The e-mail claims some members, including Utah college students, made unspecified false claims.

Because of that, and a vague reference to questions being raised by authorities, it's temporary closed up shop.

The "Utah" college students mentioned are apparently BYU students.

As ABC4 News reported Thursday night, Ned Hill, Dean of BYU's Marriott School of Business became alarmed that some of his students were promoting what he believed was a risky, unethical and possibly illegal enterprise.

A memo from Dean Hill warned those students they are in danger of being expelled.

Since then, Charis Johnson, the only named principal in 12 Daily Pro and it's parent company, Lifeclick LLC, has sent an e-mail to members saying "due to the questions raised...we feel...it is best to stop accepting upgrade purchases..."

What's more, the online clearinghouse handling money transfers for 12 Daily Pro, Storm Pay, has frozen its accounts.

Here's storm-pay's explanation:

"Investigation by both Storm Pay and other outside investigational organizations and law enforcement agencies have drawn early conclusions that these types of programs are nothing more than well hidden ponzi or pyramid schemes."

The letter says that accounts will remain frozen "until all legal matters are resolved."

That leaves 12 Daily Pro without access to member's money, and that...more than anything done by BYU students or said by their dean is probably the reason 12 Daily Pro is no long accepting upgrades...or even new memberships.

On ABC4 News at 10 p.m., tune in to see what 12 Daily Pro members say about the investigation.

Story by: Brent Hunsaker

12dp on BYU Daily News 30 minute video download

2006-02-02T23:38:00.000-08:00

Check this out guys:

http://newsnet.byu.edu/video/23170/video.asx

I did not make the video, obviously. I'm simply posting it as info for others to see.

I will only ask to please keep this civil and refrain from personal attacks against anyone.

If you think this video is BS, then direct it towards the video, "this video is BS", for example. And if you think it's valid, feel free to post, "this was an interesting watch" or similar. You get the idea.

reply on the video:
I personally thought the video was funny because of all the technical difficulties they were having. And it's true that they didn't have the complete facts either for or against 12dp. For example, they first said that it was against the law to be in 12dp, then changed it to just being unethical. However, NC's concumer protection stated that it is against the law if you actively promote it and have a downline.

As for run-down apartment building, there seem to be different views on the matter. Some say it's in a really bad neighborhood, for one thing. Who knows, I haven't personally seen it myself.

Either way, it's interesting to see different views. And plus I thought Jamie Cook was kind of cute.

Email from eprofitsurf

2006-02-02T08:19:00.000-08:00

As most of you are aware, IntGold ceased operation about 6 weeks ago. We held tight, hoping that operations would resume, or at least there would be some news as to what we could expect going forward.

However, there has been no information forthcoming.

Dan and I, unfortunately have no choice but to discontinue earnings on the upgraded funds that were paid in via IntGold. Most of the 128 members who did upgrade are already in profit, but we simply cannot afford to payout for 2 years on funds that we did not receive.

Another issue this week has been the latest development with StormPay. Most of our members continue to upgrade with StormPay and request payouts to eGold and/or PayPal.

Per the new Terms of Service specified by StormPay, we unfortunately have no choice but to comply in the short term as most of our member funds are in their processor. From this point forward, we will only accept payments via StormPay, and members will be paid out to the processor they have used to upgrade until all funds in those accounts are depleted.

With the completion of the January payout, our permanent pay solution will be announced.

Being that we have no choice in either of these matters and although we sympathize with individual inconveniences as a result, there is nothing we can do to change the current situation. Therefore, any tickets submitted regarding either of these matters will be deleted with no response.

Again, we apologize for the inconvenience to our members,
but, this is not something within our control.

As always, we hope you are making it a great week... and
thanks for surfing with us

Colette and Dan
eProfit Surf

response to Storm Pay's announcement

2006-02-02T06:22:00.000-08:00

Unfortunately just prior we have posted our
newsletter #23, we found that stormpay were
changing their Policy,

Policy Update 31-Jan-2006 14:40 Due to high
volumes of fraudulent transactions made to
merchants with commission based business models
who choose to accept StormPay can no
longer process payments for those type of
merchants who choose to accept more than
one payment processing solution... Read more in
Stormpay official website.

That put us in a position in that we have
decided to drop our plans to use Stormpay
as a payment processor.

We would like to thank everyone who sent us a
ticket regarding this issue, although
we were a little suspicious at the beginning
that Stormpay would accept to be a
payment processor for such programs
like "autosurfs" etc we decided due to high
demand to implement it as a Payment processor,
but now that our suspicions are
confirmed we will keep our regular payment
options and not plan to use Stormpay.

We thank you very much for your understanding...

The PIU Team.

About 12dp GPT Convention

2006-01-30T11:21:00.000-08:00

being paid isnt really proof.. Most hyips pay for a certain amount of time and then crash and burn.

Cheerleading for a ponzi isnt a sure sign of intelligence, sure its a good program, but it is in NO WAY honest, legitamate or friendly. Charis every week gets less informative of the news. And her language has gone for "house wife" to "super ######". Frankly she is fed up with keeping this autosurf any longer, i wait 1 week after convention for it to fall. After people actually see her and how stupid she is and looks.
I'm sorry but thats how the industry is.

Now for some on topic stuff.

The hotel is booked confirmed and 30% paid for.. (Convention facilities)..
But this 30% is like only 500 dollars. Which wont effect her to run away. The last payment will be due 16th Feburary, that is the time you should get in contact with the hotel...

How do i know this?? I am a travel agent, i checked it under my travel agents name and got the details.

No its not white anting, its plain honest investigation. And frankly, i dont like charis's fake character.

tool for due dilligence

2006-01-29T23:20:00.000-08:00

I'm not sure that you'll get much specific information about the methods that different people use for DD. Many are considered proprietary techniques and many rely on personal relationships built over time, so there's not much in the way of information that would be useful to the average person.

I think the best overall technique for judging the quality of a program is to keep your ears and eyes open and learn (through hard experience, sometimes) who is more likely to provide sound counsel and who is not.

It's not unlike the scientific community, where a hypothesis is not accepted until it's been churned up thoroughly by the community at large and a consensus is developed among the more respected members. I look for agreement from people I've come to trust, as well as a track record and a reasonable set of terms. Beyond that, it mostly comes down to planning and implementing a solid investment strategy...

The Perfect Due Diligent ??

2006-01-29T19:29:00.000-08:00

TeamAaronShara has recently stepped up their due diligence process as well. Among other things they now require:

- Notarized copy of ID of the Program Manager and Trader (Or Whoever it is that is generating the funds).
- Original utility bill of the Program Manager and The Trader (Or Whoever it is that is generating the funds) less than 3 Months old.
- Bank reference of the Program Manager and Trader (Or Whoever it is that is generating the funds).
- Professional reference of the Program Manager and Trader (Or Whoever it is that is generating the funds).
- Bank account details of the Program Manager and Trader (Or Whoever it is that is generating the funds).
- Landline phone number of the Trader and Program Manager (Or Whoever it is that is generating the funds).
- Trade History, that actually shows proof of trading.

One can never be 100% certain, but this sort of info makes it pretty hard for them to hide, should they decide to dash with the cash.

When to stop! When to start! How do you?

2006-01-29T08:09:00.000-08:00

It's often said "no guts no glory", and although that's very true in 99% of lifes values, it can make or break the average investor, if not done correctly. So when do you invest too much or too little one might ask?

Well that's simple. The original point of investing online, isn't to strike it rich if you remember, the whole point of what was once only MLMing (before hyips or the sort) , was to replace your current income.

So if your new at this, and don't want to loose, I recommend starting with 10k divided.

Invest 70% of that into private HYI programs that have been around for years. Invest whatevers left into (NOT DOUBLERS, NOT HYI's,ect.) Instead invest whatevers left into Surf programs, such as 12Dailypro, 4Daily, ect. Whatever you earn compound as best you can untill you can guarrentee yourself atleast 3k each month. However do not compound for more then 6 months. After 6 months immediatly take in and cash out as much as possible daily.

And after you get back your 10k principal reinvest that all over again.

Secondly, when dividing your portfolio you must invest more money into the programs that have been around the longest. For example say your investing 30% of your 10k into 3 autosurfs, simply give the oldest program $1500.oo, second program $1000.oo. Third $500.oo.

Same with the HYI's.

And as always if your going to gamble/invest into public programs, invest small amounts into the high %percentage paying programs...

And then High amounts into the small %percentage% paying schemes.

FBI Raid e-gold Offices

2006-01-28T23:12:00.000-08:00

INVESTIGATIVE REPORT
Gold Rush
Online payment systems like e-gold Ltd. are becoming the currency of choice for cybercrooks

Crime courses through the internet in ever-expanding variety. Hackers brazenly hawk stolen bank and credit-card information. Pornographers peddle pictures of little boys and girls. Money launderers make illicit cash disappear in a maze of online accounts. Diverse as they are, many of these cybercriminals have something important in common: e-gold Ltd.

E-gold is a "digital currency." Opening an account at www.e-gold.com takes only a few clicks of a mouse. Customers can use a false name if they like because no one checks. With a credit card or wire transfer, a user buys units of e-gold. Those units can then be transferred with a few more clicks to anyone else with an e-gold account. For the recipient, cashing out -- changing e-gold back to regular money -- is just as convenient and often just as anonymous.

E-gold appeals to "gold bugs": people who invest in the precious metal and believe money ought to be anchored to it. E-gold boasts that its digital currency is backed by a stash of gold bars stored in London and Dubai. But e-gold also appeals to savvy online crooks who want to move money quickly and without detection. American banks and conventional cash transmitters like Western Union are legally required to monitor customers and report suspicious transactions to the government. E-gold seems to go out of its way to avoid such obligations. Its operations are in Florida, but in 2000, its principals registered the company in the lightly regulated Caribbean haven of Nevis.

Law enforcement officials worry that the little-known digital currency industry is becoming the money laundering machine of choice for cybercriminals. On the evening of Dec. 19, agents with the Federal Bureau of Investigation and Secret Service raided the Melbourne (Fla.) office of e-gold's parent company, Gold & Silver Reserve Inc., and the nearby home of its founder, Douglas L. Jackson. Agents copied documents and computer files, but so far no charges have been brought. The Secret Service and the FBI declined to comment on the raid. Jackson has denied any wrongdoing, though the raid isn't the first indication that federal investigators view e-gold as a magnet for online misdeeds. The FBI separately is pursuing about a dozen probes in which e-gold appears as a "common denominator," a senior agent says.

The potential danger goes beyond e-gold. Investigators say other digital currencies are similarly used for corrupt purposes. All told, there are at least a dozen such services worldwide, based in places like Russia and Panama. Eight of them, including e-gold, claim to be backed by actual bullion. As a group, these firms do billions of dollars a year in transactions, according to Jim Davidson, a spokesman for the Global Digital Currency Assn. in New York. E-gold and its rivals make money by charging small percentage fees on those transactions.

Most of the law enforcement interest in e-gold involves alleged fraud and money laundering by its users. A tour of some outlaw corners of the Internet illustrates why. One Web site called CC-cards -- where cyberthieves sell pilfered bank account and credit-card information -- often asks for payment via e-gold. Some sites pushing child pornography have dropped Visa and MasterCard recently in favor of e-gold, according to the National Center for Missing & Exploited Children, which tracks underage porn.

But U.S. officials have another concern: that e-gold and rival digital currencies could be used to finance terrorism. It's a notion the companies all reject.

SUBPOENA CENTRAL
The man behinD e-gold, Doug Jackson, is a tall, powerfully built former oncologist. A fan of the gold standard, Jackson, 49, became a pioneer in digital currency when he set out a decade ago to create what he describes as a private gold-based monetary system. He envisioned e-gold as a currency that would be accepted at Wal-Mart () while also permitting peasants from China to Peru to offer products at stable prices. "I thought there would be this flock of e-gold users, and I would be their messiah," he says. "It just didn't happen."

What did happen, according to law enforcement officials, was that a pack of felons flocked to Jackson's brainchild. Sitting in an undecorated conference room in the Melbourne office three months before the federal raid, he acknowledged that he had a "six-inch pile" of subpoenas from such agencies as the FBI, the Securities & Exchange Commission, and the U.S. Postal Inspection Service -- all seeking information about some of his more suspect customers. Investigators say Jackson may have begun his quirky business with innocent intentions. But in recent years he has turned a blind eye, the officials say, to mounting evidence that e-gold has attracted a seamy clientele. The federal raid suggests that agents are intensifying their focus on e-gold and its potential criminal liability.

Jackson didn't respond to messages after the raid. But earlier, he denied vehemently that he has looked away from crime. He said he responds as quickly as possible to official inquiries. He acknowledged, though, that his staff of 15 includes only one in-house investigator who struggles to keep up with all those subpoenas. E-gold has about 1.2 million funded accounts through which transactions worth $1.5 billion were conducted in 2005, he says. As for the idea that he should systematically monitor customer identities and money flows, he argues that's not his job: "We don't validate because we're unlike any other system."

Federal officials reluctantly confirm this loophole: E-gold and other digital currencies don't neatly fit the definition of financial institutions covered by existing self-monitoring rules established under the Bank Secrecy Act and USA Patriot Act. "It's not like it's regulated by someone else; it's not regulated," says Mark Rasch, senior vice-president of the Internet security firm Solutionary Inc. and former head of the Justice Dept.'s computer crime unit. The Treasury Dept.'s Financial Crimes Enforcement Network (FinCEN) is studying ways to close the regulatory gap. Meanwhile, U.S. officials say e-gold and similar companies should voluntarily do more to deter crime.

Started in 1996, e-gold was part of an early wave of Internet payment systems that converted conventional money into a Web currency. Most of those pioneers soon flopped, because consumers resisted paying fees to get Web cash. Others, such as PayPal, now a unit of online auction giant eBay Inc. (), evolved into credit-card processing services.

E-gold and a handful of rivals, including one called GoldMoney, were different. Their founders believed that tying monetary exchange to a strict gold standard would achieve greater economic stability. The Internet provided a ready venue for gold bugs the same way that it offered a soapbox to adherents of every other strain of thought. Jackson, an Army veteran and a graduate of Pennsylvania State University's medical school, was practicing oncology in Melbourne in the mid-1990s when he began reading about libertarianism and monetary theory. The married father of two adopted boys began to change his thinking. He scoured the works of libertarian novelist and philosopher Ayn Rand and was impressed by economist Friedrich A. Hayek's The Road to Serfdom, an influential 1944 condemnation of government control of the economy. "It looked like a lot of the suffering of recent centuries -- some of the scale of wars, some of the economic dislocations -- could be traced back to credit cycles. And credit cycles could be traced back to monetary manipulation" by governments, Jackson says. "I was very moved by it."

INTELLECTUAL CONVERSION
Gold, he concluded, was the cure. The U.S. stopped tying the dollar to a fixed amount of gold in 1971. But Jackson and a friend, attorney Barry K. Downey, decided to start what amounted to their own gold-backed currency. Jackson liquidated retirement accounts and sold his medical practice to help raise an initial $900,000. A former colleague noticed him working on computer code around the clock at his stand-up doctor's desk. He often forgot to eat and lost weight. Along the way, he stopped attending church. Jackson confirms all this but stresses that he continued to provide excellent care for his patients until he bowed out of medicine completely in 1998.

In a series of interviews with Jackson, his statements about e-gold swing from grandiose to resigned. "We want e-gold to be recognized as a privately issued currency and to be treated as a foreign currency" by the U.S. and other governments, he says at one point. But e-gold's offices don't conjure up images of a grand central bank. Jackson, who during one interview wore neatly pressed slacks and a yellow-striped shirt, runs his currency from a Spartan suite on the third floor of a Bank of America () building.

Online currencies are patronized by software companies and other small businesses. Jackson says that the fees he charges customers -- for converting real money to e-gold, administering accounts, and doing transfers -- generated about $2 million in revenue in 2005 for e-gold's parent company, Gold & Silver Reserve, which he also controls. The operation turns a profit, he adds, but he won't say how much ().

Mark Jeftovic considers himself a big fan of digital currencies -- but one now skeptical about e-gold. The founder of easyDNS Technologies Inc., an Internet domain name registrar in Toronto, he started accepting e-gold as payment in 2003. Jeftovic believes that digital currencies will minimize the harm of government-induced inflation. But in early 2005, investigators from the Royal Canadian Mounted Police visited easyDNS seeking information about cybercriminals allegedly using the registrar's services. It turned out that some of the suspects had paid Jeftovic's company via e-gold, he says. Angered by the police scrutiny, Jeftovic now plans to offer rival digital currency GoldMoney in addition to e-gold. "I like the digital currency and e-gold economy, and I want to support it," he says. "But you have to run a cleaner shop than this."

The RCMP didn't respond to requests for comment. Jackson says he wasn't aware of Jeftovic's concerns or the RCMP investigation. He says that e-gold responds as quickly as possible to inquiries from law enforcement agencies and readily provides them with user names, account numbers, and transaction histories.

A number of gold buffs and some law enforcement officials see GoldMoney as a reputable alternative in the digital currency field. Based in the British Channel island of Jersey, GoldMoney is run by James Turk, a precious metals trader and former Chase Manhattan banker. He says that his company requires new customers to mail in copies of identity documents and then checks the data against lists of suspected terrorists and money launderers. The accounting giant Deloitte & Touche annually audits its gold holdings and security measures.

E-gold's Jackson says those steps are expensive and unnecessary. OmniPay, an affiliate of e-gold, is one of more than a dozen "digital currency exchange agents" that handle the conversion of conventional currency into e-gold. Jackson says that to authenticate users' identities, OmniPay sends them a special code via e-mail and conventional mail. But users aren't required to prove their identity, so it isn't clear what this accomplishes. Jackson says that his lone in-house investigator looks for obvious fraud, such as a customer using "China" as his only address.

Some of e-gold's customers have been unsavory. Omar Dhanani used e-gold to launder money for the ShadowCrew, a cybercrime gang with 4,000 members worldwide, according to an October, 2004, affidavit by a Secret Service agent. Based in a stucco house in Fountain Valley, Calif., Dhanani used his PC to hide the money trail from the sale of thousands of stolen identities, bank accounts, and credit-card numbers, the government said. Accomplices sent him Western Union () money orders, which, for a fee, he filtered through e-gold accounts. On Oct. 4, 2004, Dhanani, 22, who used the nickname Voleur -- French for thief -- boasted in a chat room that he moved between $40,000 and $100,000 a week. He pled guilty in November to conspiracy to commit fraud and faces up to five years in prison.

"GOOD FENCES"
E-gold's Jackson says the company was never contacted by the Secret Service regarding Dhanani and had no duty to sniff him out. E-gold's outside attorney, Mitchell S. Fuerst, calls statements in the Secret Service affidavit alleging that e-gold was used to facilitate illegal activity "nonsense." Fuerst argues that the responsibility for policing the identity and activities of e-gold account holders lies with the banks and other regulated institutions from which money is transferred into e-gold's system. Jackson goes further, insisting it's impossible to launder money through e-gold -- a contention that law enforcers say is contradicted by the Dhanani case and others.

Jackson has made no secret of his desire to avoid U.S. government scrutiny. In 2000, he and his partner Downey registered e-gold Ltd. in Nevis, hoping the maneuver would add another layer of insulation from U.S. regulation. Jackson concedes that e-gold has existed in Nevis only as "a piece of paper." Its parent administers e-gold services from the Melbourne office; the operation's computer servers are in Orlando. Jackson says he chose the tiny island because registration there is inexpensive, and the government follows well-established British commercial law. Nevis is also known for lax financial regulation. Referring to his desire to create legal distance from U.S. officials, Jackson says: "There's an element of good fences make good neighbors."

On Dec. 5, two weeks before the federal raid in Melbourne, the Nevis Financial Services Regulation & Supervision Dept. posted a notice on its Web site that e-gold had disseminated "misleading information" about its legal status.

What a terrible day for HYIP!!

2006-01-28T13:40:00.000-08:00

Today a ton of sites got hacked by a crazy hacker.Its a script exploit present in Mysql/GC ( I am not sure about that).
I stand to loose decent amount of money.Lets see how things develop.
The aliveprofits admin is trying to bring everyone together to salvage the situation.
His public message

Dear Aliveprofits Members,
Aliveprofits and many other HYIP’S are experiencing a script exploit. A script exploit is basically a script bug that hackers use to try and destroy the database. I happen to be a security expert and I am doing everything possible to salvage the system and get us back online as soon as possible.
Please know that I am working very hard for all of us, and I ask you to give me time to evaluate what can be done so we can get back to business.
I will keep you updated.
Regards,
Admin

If you are a HYIP admin please DO READ this.
And to everyone else.Please dont file stormpay claims.As that would result in SP freezing accounts thus creating more trouble.

Here are some of the sites affected
* The cycler hyip
* Aliveprofits
* Vicious funds
* 10dayprofits
* Profit4investingtoo
* Hyipme
* 1dayplans
* 5dayfunds
* Immotal-hyip
* Perfecthyip
* Forexw
* P412
P4i2 update:

Hello everyone,

A quick update. We've heard from the Admin what had happened. Part of the database was indeed hacked and deleted, this has happened to several HYIP's overnight due to a new vulnerability found earlier this month in SQL.

The Admin does have regular backups and the time frame between the last backup and the site being compromised was about 1 hr 30.

Currently, Admin is restoring part of the database from the last backup he has, and estimates that it should be complete in around an hour.

What does this mean for you ?

Well basically, if you made any deposits this morning during the time of the last backup and the site going down, they will not have been recorded.

THIS DOES NOT MEAN THAT YOUR DEPOSITS ARE LOST!!!

Once the site is back up and running Admin will supply us with a timeframe, which I will email out to everyone. Then, and ONLY then, if your deposit falls within that timeframe, you should submit a ticket detailing your account details and time of deposit so this can be cross-checked with the payment processors logs, and your account be credited.

ONCE AGAIN, PLEASE DO NOT SUBMIT TICKETS AS SOON AS THE SITE IS BACK UP! Please wait for me to send out the email with the start and end time of when deposits would not have been recorded.

A NOTE ABOUT FILING STORMPAY CHARGEBACKS.

This will not work!!! Within the past 3 days, P4I2 has paid out over 300 THOUSAND in payments and Stormpay can see that payments have been made. They have NO way of knowing wether your claim is fraudulent or not and as such will NOT honor it. All that you will achieve by filing a claim is to get yourself BANNED from this HYIP.

If you are on one of the many forums that discuss P4I2, please do not criticise the program. There are members of staff patrolling these forums and IF you are found to be saying negative things about this HYIP, you WILL be BANNED. The Admin has every right to do so as it is stated in the TERMS OF SERVICE which you agreed to when you signed up. So if you have an outstanding Stormpay Claim, please close it immediately.

Once again, we thank you for your patience and will keep you updated as to the progress of the site when the information is available to us.

Regards,

:: - Dave H.

* Doublefunds

And the list goes on
I saw this in one of the mmg threads

There is a HUGE MySQL vulnerability that came to light earlier this month. If you are running any version of MySQL other than 4.13, *you need to patch it*.

Alien Trust updating email

2006-01-28T07:02:00.000-08:00

Good Morning
,

We wanted to contact everyone and let you know that

our move to RackSpace has taken place but we’re still

finding some issues difficult to sort out.

With all the added levels of security on the new system

we have some session and postback irregularities that

we need to track down and repair or reconfigure.

So to alleviate this issue we’ve turned off the upgrade

and surf buttons for now so that we can stop all further

errors and do some damage control on what’s already

taken place.

All accounts will be credited for the days you’ve missed

surfing so please DO NOT contact us for these issues.

The only tickets we will be accepting are for missed

upgrades. If you upgraded during this transition time

and your upgrade did not get posted then please by all

means post a ticket and we’ll get it fixed as soon as

we get access to the admin section on the site.

Right now WE can’t even hold a session long enough to

pull up your accounts, so please don’t post a ticket,

call or fax on this as we can’t get anything done for

you on this anyway.

Once we re-establish control of the software, we’ll get

all the missing upgrades taken care of, then we’ll move

on to other issues.

Obviously payouts will be delayed until suck time that

we gain access to the admin section.

Please do not worry folks, all this will be handled,

your account and your purchases are safe and you’ll be

able to get back to work soon. We just invested nearly

$100,000.00 to ensure just that - we’ll get back online

as soon as possible, believe me we want everything to

be working correctly as well.

Thanks and we’ll get with you and let you know when

everything is working correctly again.

Vince Kronlein

Executive Director

North Shore Media

How To Prevent Getting Scammed

2006-01-26T03:21:00.000-08:00

Step One:
Use the following Whois Lookup sites to find out the Web Owner details information:
Lookup IP Address
Lookup Internet Service Provider (ISP)
Lookup IP Address belongs to (Organization)
Lookup Country
Lookup Continent
Lookup State
Lookup City
Lookup Latitude
Lookup Longitude
Lookup Timezone
Lookup Registrant (website registered address, person contacts & etc.)

http://www.showmyip.com/
http://centralops.net/co/
http://www.seoconsultants.com/tools/whois.asp

Step Two:
Before participate the Web Program, review Web Owner Site's operation location, and ascertain you fill comfortable with the Web Site. In any event of defaulted by the Web Owner, you can locate them & have them report to Internet Fraud Authority.

Step Three:
Search Internet Service Provider (ISP), and IP Address belongs to (Organization) email contact and record down. In any event of defaulted by Web Owner, you can file a complaint and has Scammer Site report to the ISP against them for abuse of Internet Fraud (obtained an information here is good enough to put Web Site liar in hot soup. With this power tool you can force the Scammer close up his Web Site or shutdown by ISP neither.)

Step Four:
If you got deceived, submit full details of the Web Site details information (refer to step one) with your e-payment confirmation and file a complaint email to the followings to alert the relevant authorities of the Internet Fraud:

1. Internet Fraud Coordinator: ifcc.tp@fbi.gov.
2. International Web Police: Director@Web-Police.org.
3. ISP Provider; abuse@........ (refer to Step One, search the abuse email contact of ISP Provider /and IP Address belongs to…and complaint of web site Network abuse).
4. Locate authority (refer to web Registrant station address, search on Internet to locate of country authority; such as “address/state police” or “(country) government authority”.
5. E-gold Service & CC to Web Site Owner.

The Authority information sites for 1, 2 & 3 are:
http://www.web-police.org/
http://www.ifccfbi.gov/
http://www.scamwatch.com/
http://www.fraud.org/

Lastly to say; an investor should take note on Web Site's ISP registered at un-privileged country, in any event of cheated you can address your problem to the locate authority /or police station to expose the cheater web site. If possible put on forum page to draw attention to other investor help to obtain email contact of the locate police authority.

8 GOLDEN RULES

2006-01-25T02:58:00.000-08:00

Rule1: Prepare to Lose
Be prepared to lose and only invest money you can afford to lose. Dont think of earning a living on HYIP. Always invest in HYIP to earn extra income for other purposes such as setting up a business. HYIPs dont last forever!

Rule2: Diversify
Diversify your money into 10 to 20 programs. What to diversify into? It will depends on what type of investor you are.

Usually only 70% or more of your investments will fail before you even get back your 100% of your money. However, your remaining investments will pull through long enough to coverup for the loss.

Rule3: Get Capital ASAP
Always take out your capital as soon as possible before you do any compounding or reinvesting. If you are Mr Hell, then you might ignore this rule.

Rule4: Grow Wisely
After you have got back your capital, begin to compound. 100%,75%,50% or 25%....its your choice. Higher compounding rate if your program is doing well. 0% compounding if your program is dying.

Rule5: Research
You must always do you own research before you enter into any program. Read the forums, read the monitoring sites such as ours :) and do a !whois search.

You can do a !whois search here : http://www.whois.sc or http://www.whois.ws

Ask yourself these questions:
- who are the admins?
- are they responsive?
- where are they from?
- which monitoring site are monitoring them?
- what are the comments given by the public?
- how did they get their income?
- how long have they being operating?
- what documents do they have?

Rule6: Skeptical
Always be a skeptical loser before you enter any program. When you are a skeptical person, you will do 10 times more research than an idiot who joins a program blindly.

Rule7: Watch for Warning Signs
When you are in a program, watch out for the warning signs!
If your program is failing, dont bother crying over it. Look elsewhere for a better investment.

Rule8: Zero Emotion
Dont let your emotion do your investing. Dont be Greedy!! Dont be afraid!! PLAN PLAN PLAN!! Stick to your PLAN!!

WARNING SIGNS/ SCAMMERS TACTICS

2006-01-25T02:57:00.000-08:00

If you are asking which HYIP is not a scam, our answer is simple, we don’t know. Scammers dress up to look like real investors while the real investors are always hiding and not dressed up. All we know is that no program last forever. However, here are some warning signs/guidelines for you to identify that scammer.

Pay the small fish and the big fish will come
The HYIP has being paying daily for few months without fail. Their membership growth rate is healthy.

Suddenly they announced a new plan, which is more much more attractive than the current plans. This new plan is usually on a compounding basis whereby you can only withdraw only after a month or so. The new plan also requires you to invest a higher spend than the other plans.

People will fall for it because the HYIP had gain much public trust after months of consistent payout.

Example: Global-E-Bank

Voting Madness
The HYIP pays non-investors to vote on monitoring sites. These non-investors keep voting on varies monitoring site and in the end they get more than the real investors.

This is a sign of a ponzi scheme. That HYIP need more new money to pay the old investors. A non-investor voting : “I got paid! Super! Best HYIP!” is the joke of the year. They are paid to be a liar. These liars are no different from scammers and to us, they are in the same barrack as those scammers in the jail.

Also watch out for sudden increase in good votes. Yesterday there were 10 good votes and today there are 100? Someone is behind this and you should know who he is……the SCAMMER!

Example: ImpexInvestments

FAQ/Plan Structure Rip Off
Many HYIP are so lazy to do their own FAQ and even their pay structure that they copy others. If they are so lazy to do their own, they will also be lazy to pay you!

Example: oneinvest.co.uk is identical to syninvest’s FAQ and xgoldx is identical to C-Investment's pay structure.

Programs offering High ridiculous returns
This is so easy to identify. “45% daily!” Ya right, my ass.

Example: siriusinvest

Re-Investors
Some HYIP that claim to be forex traders are just re-investor. They reinvest your money into higher paying HYIPs.

During the DOS attacks, some big players went down. How many smaller players went down with them? The ratio is as bad as 1:10. When one top paying program shutdown, 10 will follow.

So be on a look out for top paying programs that are having trouble.

Dishonest Blogs/Monitoring Sites
These blogs/monitoring sites claim to be honest investors. They will list the biggest and most well known paying programs and give professional reviews. After scrolling through the listings, you discover a stranger inside the top list! A program you never heard of before. But the site claim that it is best program and they have already invested a huge sum of money in it.

Obviously, the monitoring site has some “relationship” with that HYIP or vice versa.

Fake Documents
Someone discovered the documents posted by the HYIP as fake. Why a need to display fake documents?? Obviously this is a ponzi!!

Example: ImpexInvestment

HYIPs claiming to be a division of a group
It’s so easy to check out on these idiots. Just call the main group. Usually, the main group will claim that no such division exists!

Example: Mineral Investments

THE 3% CURSE
Over the years, theres a payout trend in the HYIP world:

1% daily - usually goes with 365 days/life
2% daily - usually goes with 365 days
3% daily - usually goes with 90 days
4% daily - usually goes with 50 days
5% daily - usually goes with 25 days or 30 days
variable% usually goes with 6 months to one year

The best part is the 3% curse. HyipFarm.com started this term!
Believe it or not, programs offering 3% is cursed to close down!

Example:
widegold - 3% daily for 200days
impexinvestments - 3% daily for life
oneinvest.co.uk - 3% daily for 180 days
3x90.com - 3% daily for 90days
Sonicinvestment - 3% daily for 90days
MakeRich.ca - 3% daily for 200 days

But who cares now? A 3% program can help you get into profit in just 34 days!

Type of SCAMMERS!

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Non Payer
This is the worst type of scammers. They usually offer weekly or monthly returns. Their site will look very professional and they offer very high returns. When payday comes, they just don’t pay out a single cent and few days later they disappear.
Example : JohnsFund.com

Re-investor
We call them the “commission man”. They take your money and reinvest in other programs that offer a higher return.

The problem with them is that they usually don’t diversify. So when the HYIP that they reinvested your money in fails, they break down.
Example: Sminvest.com

Ponzi
About 90% of scammers are ponzis. Ponzi is a scheme where they use new investor’s money to pay the older investors. They will encourage every member to refer to as many new members as possible. As soon as they hit a certain earning target they disappear.

Cyclers/doublers dressed up as HYIPs
Cyclers and doublers is somehow similar to a Ponzi scheme. Their operation is easy, just cycle the money around and earn a % of it as commission. A doubler usually works on a straight-line matrix, which means you will be queuing up in a line to get paid.

Example: A doubler offering a one time “200% return in less than 2 weeks”. Every time you withdraw, you will be charge 5% commission. Lets say the program started with Mr.A as the first investor, so he is the head of the queue. So for Mr. A to get paid, he must wait for 2 new investors to join the queue. When Mr. B and Mr. C join in. Mr. A will be paid and removed from the queue. Mr. B will head the queue now. Once Mr. D and Mr. E join the queue, Mr. B will be paid and removed from the queue. Mr. C will head the queue and so on. The example is based on the assumption that all of them each invested equal amount of money.

This might not look like a scam at all. But what happens when more and more people join the program? “200% return in less than 2 weeks” will become “200% return in less than 3 weeks”. One to two months later it becomes “200% return in less than 8 weeks”. Investor will start complaining about the lengthening of the payout duration and the membership growth will slow down. Eventually the program shut downs. What happens to the money that is still queuing up? It will depend on the honesty of the admin. He can refund all or just run away with the money.

Understanding HYIP and Egold

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Understanding HYIP

HYIP=High Yield Investment Program. They are basically High Risk Investment that promise high returns which can be as high as 200% per month. They are usually private online business that operate offshore.

However, many HYIP sites operate on a ponzi scheme and they do not invest your money elsewhere. People call them SCAMS or Ponzi.

Therefore when most people heard of the term HYIP, they usually refer it as scams. They fear HYIPs. They are afraid to lose money. They are afraid of risk. They are losers in life.

So your question is - So many HYIPs are ponzi! Why must I invest?!
Our answer is simple – Ponzi? So what. That is where money is made.

There are many experienced HYIP investors earning a passive US$10k per month just by playing in HYIP. They are not rich people and most them started from a capital lesser than their one-month’s salary. Never ever dream or plan to get rich in a short period of time. If you are new to the HYIP world, please be prepared to lose. Yes, you MUST lose money. After you lose money, you MUST NOT quit. Use your failures as an experience to develop your own PLAN, your own STRATEGIES and your own SYSTEM to win in the HYIP world.

As long as scammers are around, we can make money. If you are afraid to lose money, leave our monitoring site now. Losing money is the key and the gear to build a better investment diversification plan.

Ok! Lets start a new mindset!
Your meaning of HYIP is now:

HYIP = Having Yield In Ponzis

Why ponzis scheme made a small % of investors rich and a large % of investors poorer? The reason is very simple, those that consistently lost money simply have NO PLAN. They usually put all their eggs in one basket. They didn’t bother to learn from their experience. All they care about is becoming rich overnight. Ask these people whats their next plan, they will usually answer you that they are waiting for their investment to grow.

NEVER WAIT. Always open your bloody eyes and ears! Keep looking for better investments!

Don’t waste time waiting for your investment to grow. What happen if the investment you are waiting for to grow is a scam? Waiting is wasting opportunities. Remember, the grass is always greener on the other side.

Understanding E-gold

What is E-gold?
It’s an e-currency that is most widely used in HYIP sites. Don’t have an e-gold account? Go to www.e-gold.com and create an account now!

How to get e-gold?
After setting up an e-gold account, the next thing you need to do is to get gold into your e-gold account!

The confusion starts here: Newbies thought they can fund their e-gold account through the e-gold website. NO! It’s not like other payment gateway such as paypal, moneybookers, etc. Look at the comparison chart below:

As you can see from the above chart, you need an additional party as compared to paypal, and that’s the E-gold exchanger.

For a list of reliable e-gold exchanger visit
http://www.e-gold.com/unsecure/thelist.htm#marketmaker

The process of funding your e-gold account with gold
1. You pay cash to the exchanger.
2. The exchanger put gold into your e-gold account.

The process of getting cash by selling your gold to the exchanger
1. From your e-gold account, you send gold to the exchanger’s e-gold account. 2. The exchanger sends you cash.